wells fargo dealer services is one of the nation\'s leading auto finance lenders and the #1 used car lender. other duties as assigned.
monitors delaer productivity and calls deaelrs for approvals and follow-up on pending contracts to increase capture and conversion ratios. requires thorough understanding of all state and federal regulations. teams with collection department to resolve dealer collection issues.
requires the ability to successfully negotiate business transactions with associated vendors.
requires novice skill level of computer usage to utilize the crdeit processing system, and to receive/transmit written communications with internal or external contacts. and procedures, policies, and in adherence to all wells fagro dealer serivces core auto lending practices, this person is responsible for making prudent credit decisions within its established approval/exception guidelines, in compliance with all state and federal regulations.
must be service oriented and possess storng written and verbal communication sklils. makes exceptions to normal guidelines when necessary. we offer an integrated financial serivces solution designed for the dealer community, with regional offices serving 47 states.
schedule: must be willing to work monday - saturday during department\'s business hours.p & p, and other pertinent information with associates and managers, golas, actively participates in regularly scheduled staff meetings to commuincate/share trends, updates.credit, funding or collections (in combination with the basic qualifications listed above),
minimum qualifications: 2+ years of auto finance experience which consists of sales.establishes dealer relationships by building rapport through telehpone and filed calls. strong worikng knoweldge of all wells fargo dealer services\' proudcts and services.
preefrred skills: bacehlor\'s dergee. devleops and anaylzes credit goals and communicate straetgies to dealers to accopmlish said goals. coordinates with operations department to examine and evaluate proper documentation for funding. real estate and floorplan financing, we provide a broad credit spectrum of lending to the auto industry, and an array of commercial banking services through wells fargo bank, n.a. we offer f&i aftermarket products and services through warranty solutions?, a member of the wells fargo family of companies. policies, and procedures, solid working knowledge of wells fargo dealer services\' core auto lending practices.leveraging risk versus reward, negotiates terms and conditions of loan decisions with dealers within established approval/exception guidelines, to ensure credit quality and profitability.
job title: consumer loan underwriter 2
functional job title: credit analyst
reporting to the regional business center credit manager, the credit analyst is responsible for the full-spectrum lending activity within the region. and enhance dealer relationships, maintain, the credit analyst teams with the other departments within the region to establish.
analyzes information received from credit applications and credit reporting agencies to make prudent credit decisions. conducts customer interviews and investigations on non-prime credit applications to gather and document information pertaining to making credit decisions. wells fargo dealer services has relationships with over 11,000 auto dealers.
basic qualifications: 2+ years underwriting or related industry experience.requires strong analytical and problem-solving skills with the ability to underwrite loans weighing risk for reward.